Free
No card needed. No trial clock.
A complete manual budget. Give your money a plan, at your own pace.
- Manual budgeting and transaction entry
- YNAB, CSV, and bank-file imports
- Calendar, goals, basic reports, exports, and household basics
Budget by hand for free. Bring your own SimpleFIN or Lunch Flow subscription with Connected Basic. Choose Connected Premium for managed Plaid and support for all three providers.
No card needed. No trial clock.
A complete manual budget. Give your money a plan, at your own pace.
Billed each month.
Your connections. More control.
Connect SimpleFIN or Lunch Flow. Provider subscriptions are paid separately. No managed Plaid.
Billed each month.
All three connection providers.
Ten managed Plaid institution logins, plus your own SimpleFIN or Lunch Flow connections.
A personal license. No subscription.
Run ReadyCents on infrastructure you control. You provide hosting, updates, and provider accounts.
The 60-day Access Pass includes one managed Plaid login and your own SimpleFIN or Lunch Flow connections. Provider subscriptions are separate. No automatic renewal.
Prices in USD. Review your available billing options and final price before payment.
Manual budgeting, envelopes, goals, imports and the calendar are free for as long as you like.