ReadyCentsWhat you get
The core budgeting license: envelopes, goals, manual entry, imports, the calendar and reports, running on your own machine under your own domain.
What you supply
Hosting, a Postgres database, provider accounts and credentials, backups, maintenance and updates. Nothing is managed for you, which is the point.
Bank connections
There is no Plaid quota on a self-hosted license. You can connect your own SimpleFIN or Lunch Flow account, billed by those providers directly.
Updates
You pull them yourself when you want them. There is no auto-update.
What setting it up actually involves.
This path assumes you are comfortable running your own app, database, environment variables, backups and updates.
Get a self-hosted license
Self-hosted ReadyCents requires a paid license for personal or internal use. It is not open source and does not include redistribution or competing hosted-service rights.
Deploy the licensed package
Use the official self-hosted bundle, Docker setup, or deployment guide once the public launch package is ready.
Configure your environment
Provide your own database, auth settings, redirect URLs, backups, and SimpleFIN credentials if you want linked-account sync.
Choose your data input path
Use manual entry, CSV import, YNAB migration, or SimpleFIN for linked-account sync. Self-hosted bank sync does not use ReadyCents-managed Plaid credentials.
Keep the license in view
Self-hosting is intended for licensed personal or internal use under the ReadyCents Terms of Service. The license does not include redistribution, resale, sublicensing, competing hosted-service rights, or public package sharing.
Not sure you want to run a server?
The hosted app is free to budget by hand, with managed connections available when you want them. You can move between the two later.