60-Day Trial
A $5 one-time, web-only trial with the complete hosted experience for 60 days and one managed Plaid institution slot. It does not renew automatically.
Cloud Basic
$6.99 monthly or $59.99 yearly. Includes the full consumer budgeting experience, four managed Plaid institution slots, BYO SimpleFIN and Lunch Flow, and up to four household people total.
Cloud Premium
$12.99 monthly or $104.99 yearly. Includes everything in Basic with ten managed Plaid institution slots and no separate consumer feature add-ons.
Business
$15.99 monthly or $139.99 yearly. Includes Premium plus personal, household, and business budgeting under one subscription, with ten managed Plaid institution slots pooled across all budgets.
Bank-sync slots
One Plaid slot means one active institution login, not one account. A login returning checking and savings still uses one slot. Extra Plaid slots are $3 per month each on web; mobile initially offers fixed +1, +2, and +3 tiers. SimpleFIN and Lunch Flow are bring-your-own services billed by their providers and never consume Plaid slots.
Self-Hosted
A $99 one-time license for running ReadyCents on your own infrastructure with your own provider accounts, credentials, maintenance, and updates. ReadyCents does not provide a managed Plaid quota for self-hosted installations.