60-Day ReadyCents Access Pass
A one-time $5 access pass with the complete hosted experience for 60 days and one managed Plaid institution slot. It follows the same ReadyCents account on web and mobile and does not renew automatically.
Cloud Basic
$6.99 monthly or $59.99 yearly. Includes the full consumer budgeting experience, four managed Plaid institution slots, BYO SimpleFIN and Lunch Flow, and up to four household people total.
Cloud Premium
$12.99 monthly or $104.99 yearly. Includes everything in Basic with ten managed Plaid institution slots and no separate consumer feature add-ons.
Business
$15.99 monthly or $139.99 yearly. Includes Premium plus personal, household, and business budgeting under one subscription, with ten managed Plaid institution slots pooled across all budgets.
Bank-sync slots
One Plaid slot means one active institution login, not one account. A login returning checking and savings still uses one slot. Extra Plaid slots are $3 per month each on web; mobile initially offers fixed +1, +2, and +3 tiers. SimpleFIN and Lunch Flow are bring-your-own services billed by their providers and never consume Plaid slots.
Self-Hosted
A $99 one-time license for running ReadyCents on your own infrastructure with your own provider accounts, credentials, maintenance, and updates. ReadyCents does not provide a managed Plaid quota for self-hosted installations.
