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The Mobile App & Widgets

Learn about mobile navigation, a customizable Home, Android widgets, biometric unlock, and push alerts.

The whole budget in your pocket

The mobile app is a full client, not a viewer: assign money, move money between envelopes, log spending with the calculator keypad, reconcile accounts, connect banks, review synced transactions, and switch between your Personal, Household, and Business budgets. Everything syncs with the web within seconds.

Five tabs, with an optional Home

The primary tabs are Home, Budget, Ledger, Accounts, and Insights. Home can be hidden if you prefer to open directly to Budget. Use Home's More menu for Notifications, greeting preferences, and Settings.

Customize Home

In mobile Settings, open Customize home to show, hide, collapse, or reorder the cards that matter to you. Available cards include pinned envelopes, current goal, month summary, future assignments, For You, rewards, net worth, and the money calendar. The Home add button opens transaction entry; moving money stays in the Budget tools rather than a fixed Home button.

Home-screen widgets (Android)

Four widgets: a featured envelope, an envelope list, a goal tracker with countdown, and net worth. Long-press your home screen → Widgets → ReadyCents, then tap a widget to choose which envelope it follows. Tapping a widget jumps straight into adding a transaction. iPhone widgets are on the roadmap.

Locked down, the easy way

Turn on biometric unlock (Face ID / fingerprint) in mobile Settings so the app opens only for you, and add two-factor authentication to protect sign-in itself. Push notifications mirror your web alert choices. See the Notifications guide.