What the Reports page gives you
Reports is where you answer questions like “am I spending more on food this year than last?” or “how much did I actually earn from side work?” or “which categories are my budget consistently underestimating?”
Every chart is built from the same transactions you see in the ledger. There is no separate ledger and no manual recategorization required.
Income vs Spending
A side-by-side comparison for any date range. Total earned vs. total spent, broken down by month if you pick a multi-month range. Useful for spotting months where you outspent your income.
Spending by Category
Pie chart of where your outflows landed, plus a table showing each category's Total, Monthly Average, and percent of total.
The monthly average is the key column for answering “is my budget allocation set right?” If you're budgeting $300/month for Groceries but the trailing 6-month average is $450, you've got a math problem your envelope is hiding.
Income by Source
Same shape as Spending by Category but for money coming in. Paychecks, refunds, side income, and gifts each get their own slice. Refunds are labeled separately so you don't accidentally read them as “income.”
Tax Reporting
A yearly roll-up of every transaction you marked for tax tracking (see the Tax Tracking section). It is grouped by tax category, such as Software, Health, Office, Travel, Meals, Education, Mileage, or anything custom you defined.
Includes a configurable fiscal-year start month so quarters line up with how you actually file. Estimated taxable income is shown alongside. This is a record-keeping aid, not a final tax calculation.
Monthly Comparison & Savings Goals
Monthly Comparison stacks your last several months side-by-side per category, so you can spot patterns and outliers. For example, “Dining Out has been climbing every month for half a year.”
Savings Goals tracks specific dollar targets you've opted into (a vacation fund, a down payment). When you hit one, it celebrates and removes it from the active list so the page doesn't turn into a graveyard of accomplished goals.