Everyday budgeting
Work with envelopes, accounts, transactions, and your calendar.
8 guides
Credit Cards & Payments
Why card spending uses two buckets, what creates debt, and how payments differ from transfers.
Advanced Budgeting & Organization
Organize complex budgets with nested envelopes, group budgeting, containers, protected savings, history, and auto-assign.
Account Activity Types
See the everyday and optional transaction choices ReadyCents provides for each kind of account.
Account Sidebar Indicators
Understand when ReadyCents needs you to review, cover, clear, or wait for bank sync.
Transactions, Reimbursements & Money Movement
Log, split, tag, flag, attach, review, and move money without losing the meaning of what happened.
Transfers Between Accounts
Move money between accounts you own without treating the same transfer as income or spending.
Subaccounts, Savings Buckets & Round-Ups
Learn how subaccounts organize savings buckets, how round-up sweeps work, and how to record money-market interest without losing its income history.
Calendar & Recurring Transactions
See scheduled money moving in and out over the coming months on one calendar.