Getting started
Set up your budget, bring your history, and plan your first month.
5 guides
Setting Up Your Budget
Zero-based budgeting, Ready to Budget, envelope goals, and shortcuts that make monthly planning faster.
Understanding Ready to Budget
Understand your starting money, monthly income, unassigned carryover, and money set aside for future months.
Optional Features: Your Budget, Your Way
Choose automatic payment reserves, cash coverage, group budgeting, nested envelopes, and the extra tools you want to use.
Importing from YNAB & CSV
Bring supported YNAB and bank-export history into ReadyCents with duplicate protection.
Monthly vs Bi-Weekly Paychecks
Budget the income you have and use three-paycheck months to help get ahead.